Complaints Handling Procedure

Finductive Ltd (“Us/We”) strives to provide its customers (“You”) with an outstanding service and excellent customer care. We also value customer complaints as it assists us to improve the way we operate and deliver our services, always striving to improve. Thus, if you have a complaint, please do not hesitate to contact us in the manner set out below and we will do our utmost to resolve your issue.

We suggest that complaints regarding Finductive’s products, services and/or customer care are first brought to the attention of our support function by sending an email to If you are unsatisfied with our officer’s reply, you may send your notification of dissatisfaction via email to:


In order to help us understand and deal with your issue as quickly as possible, please ensure that the complaint contains a clear description of the facts surrounding your claim, supported by documents/ evidence where possible. Should you represent a company, kindly also provide the name of the entity you represent together with your contact details. Upon receipt of a complaint, an e-mail of acknowledgement will be sent to you within two (2) working days of receipt of your complaint.


We will then investigate the matter and strive to provide you with a final response without delay, and in any case, by no later than fifteen (15) working days from the date of the submission of the complaint. In the unlikely event that a final response cannot be provided within the expected time limits, you will be provided with information regarding the causes of such delay and an indication of when the investigation is likely to be completed.

Your information and personal data provided in lodging a complaint, shall be treated in accordance with the Data Protection Act (Chapter 586 of the Laws of Malta).

If, upon receiving our final decision, you are still dissatisfied with our resolution, you may escalate your complaint to the Office of the Arbiter of Financial Services, by writing to:


The Office of the Arbiter for Financial Services

1st Floor, St Calcedonius Square

Floriana FRN1530 Malta

Or by email to Further information may be obtained through the official website:, Freephone (local calls): 8007 2366 and Telephone:  +356 2124 9245


A customer who is eligible to lodge a complaint with the Office of the Arbiter for Financial Services, has to be either:

 ▪ A natural person OR

▪ A micro-enterprise – meaning an enterprise which employs fewer than ten persons and whose annual turnover/ balance sheet totals do not exceed Eur 2 million.


Corporate customers may refer claims regulated by the Payment Services Directive (PSD II) to the Central Bank of Malta, Pjazza Kastilja, Il-Belt Valletta VLT 1060, Malta. Tel: +356 2550 0000 contact-us.




Finductive aims to maintain the highest standards of quality in its service rendering and will hence take all necessary steps to ensure that any issues material to a complaint are not repeated in the future.