Schedule of fees for personal accounts

*other fees provided case by case

Schedule of Fees(1) PULSE
Standard Personal Account
(Standard-User)
(2) MOMENTUM
Advanced Personal Account
(High Value-User)
Internal ReferencePersonal-1 PulsePersonal-2 Momentum
Client Segment Standard User Advanced User
Account Features
Total Account Platform Users 1 User2 Users
Total Monthly Payment Limit€ 20,000€ 100,000
Debit Cardholders1 x Free Debit Card1 x Free Debit Card
Additional ServicesCustomer Services AgentsDedicated Relationship Manager
Account Related Fees
Onboarding FeesFREEFREE
Enhanced Due Diligence FeesNot applicableNot applicable
Account Maintenance Fee €50 annually /
€5 monthly
€ 250 annually /
€ 25 monthly
Account Closure Fee2 (If <6m after opening)€ 100€ 250
Monthly Dormancy Fee (>180days)€ 5€ 10
Payment Related Fees
Incoming SEPA3  
Up to €10,000€ 1€ 1
€10,000.01-€500,000€ 4€ 4
€500,000.01-€1.0m€ 100€ 100
Over €1.0m (Max fee €5,000)0.05%0.05%
Outgoing SEPA3  
Up to €10,000€ 1€ 1
€10,000.01-€500,000€ 4€ 4
€500,000.01-€1.0m€ 100€ 100
Over €1.0m (Max fee €5,000)0.05%0.05%
SWIFT (In/Out)3  
All values (Min €25, Max €5,000)0.15%0.12%
Foreign Exchange Fees
Major & Minor Currencies1.5%1.2%
Exotic Currencies3.0%3.0%